MKCB Overdraft facility gives you the financial flexibility you need by allowing your business to overdraw on your MKCB Current account. This will provide your business the comfort of having access to additional funds when your bank balance is running low.

The overdraft is linked to your MKCB Current account, and you will only be charged for the actual amount you have overdrawn. Overdraft facilities are ideal for expected or unexpected short term financial shortages. If you already have an MKCB Current account, the overdraft facility can easily be added.

One Stop Financial Solution to All Your Credit Needs

Loans designed to finance business activities in the agricultural production, processing and marketing value chain, animal production (diary, poultry and piggery projects), fishing and fish farming, bee keeping as well as food processing i.e. grain mills, oil mills and hullers. The loan period and repayment plan is dependent on the nature and season of the agricultural activity to be financed.


  1. Business project must be profitable.
  2. Savings or Current account with the bank.
  3. Completed agricultural loan application form.
  4. Project undertaken must be an activity in the agricultural value chain.


  1. Attractive interest rate.
  2. Grace periods are offered.
  3. Faster loan processing speed.
  4. Repayment plans structured to accommodate the crop seasonality.
  5. Multiple disbursements offered to accommodate different stages of production cycle.