Loan granted to a borrower for the purposes of acquiring, improving or constructing a residential property and is secured by the acquired, improved or constructed residential property


  1. For employees and business men and women
  2. Maximum loan period is 20 years
  3. Minimum loan amount is TZS 50Mil. and maximum amount is TZS 500Mil.
  4. The borrower must be able to finance at least 10% of the total project costs
  5. Flexible repayment plans.


  1. Competitive interest rate
  2. Flexible repayment plans
  3. Opportunity to purchase your dream house
  4. You will be able to finish your house within a short period of time
  5. The loan is insured against death and permanent disability


  1. Copy of your 3 current pay slips or proof of income
  2. Certified copies of 3 months personal bank statement
  3. Letter of introduction from employer (for employees)
  4. Employment contract
  5. Certified copy of title deed

A loan product designed to offer a housing loan to customers of low income and medium income. This product targets customers who are building a complete house or those building progressively.

Loan Size ranges between TZS 2Million to TZS 20 Million basing on the type of business and the nature of collateral. The business must be stable and full registered by relevant authorities.


  1. A quality living space for your family
  2. Attractive interest rate
  3. Flexible repayment plan which start from 1year to 3years
  4. No complication in setting a collateral for your loan
  5. Assurance of getting a plot with legal tittle deed

We are a solution to your immediate financial needs

Last Edited on 26th Feb 2019